Nature of Services:
FICA Friendly provides advisory services to assist law firms and similar entities in developing customized Risk Management and Compliance Programmes (RMCPs) aligned with the Financial Intelligence Centre Act (FICA) and related AML regulations. Our services support clients in meeting regulatory obligations effectively.

Not Legal Advice:
Information, resources, and advisory services provided by FICA Friendly are intended for general informational and educational purposes only and do not constitute legal advice or representation. Clients should seek independent legal counsel for specific legal advice related to compliance matters.

Client Responsibility:
Clients remain solely responsible for complying with FICA and applicable laws. While FICA Friendly offers structured frameworks, advice, and guidance, implementation, risk assessments, and ongoing compliance monitoring remain the client's responsibility. Clients must independently ensure their compliance measures are suitable for their specific risk profile.

Limitation of Liability:
FICA Friendly is not liable for penalties, fines, regulatory breaches, or legal consequences resulting from a client's failure to maintain compliance. By engaging FICA Friendly, clients acknowledge compliance obligations are their responsibility, and advisory services do not guarantee compliance or protection from regulatory scrutiny or sanctions.

Confidentiality & POPIA Compliance

FICA Friendly maintains strict confidentiality of all client information and personal data. We collect and process personal information solely for the purpose of providing our advisory and compliance services, as detailed within our service agreements.

In line with the Protection of Personal Information Act (POPIA), FICA Friendly commits to:

• Purpose of Collection:
  Personal information provided by clients is used exclusively for the development, management, and provision of RMCP advisory and related compliance services.
• Data Security & Storage:
  All personal information is securely stored with appropriate technical and organizational measures to protect against unauthorized access, loss, disclosure, or misuse.
• Access, Correction, or Deletion:
  Clients have the right to access, update, correct, or request deletion of their personal data at any time. To exercise these rights, please contact us directly at info@ficafriendly.co.za or ficafriendly@gmail.com.
• Disclosure to Third Parties:
  Personal information will not be disclosed to third parties without the client's explicit prior written consent, except where required by applicable law or regulatory authority.
• Retention of Information:
  Client information is retained only for as long as required to fulfill the purpose for which it was collected or as required by law.

By engaging with FICA Friendly, you explicitly consent to the processing of your personal information as described above.

Future Services and Registrations:
FICA Friendly may, in future, offer additional services such as KYC and AML verification processes. Should these services be provided, FICA Friendly will fully comply with applicable legal requirements, including registration as an accountable institution with the Financial Intelligence Centre (FIC), if necessary.

Acceptance of Terms:
By using this website and engaging FICA Friendly services, clients agree fully to this disclosure and disclaimer. Clients are encouraged to review these terms regularly, as updates may occur.

Email Disclaimer

Emails sent from FICA Friendly, including attachments, are confidential and intended only for the recipient(s) named. If you are not the intended recipient, please notify the sender immediately, do not read, distribute, or copy the message, and delete it from your system. Any unauthorised use or disclosure is strictly prohibited.

While every effort is made to ensure emails are free from malware or harmful content, FICA Friendly cannot guarantee this and recommends that recipients scan all attachments. FICA Friendly does not accept liability for any loss or damage arising from the use of its emails.

For questions regarding this disclosure and disclaimer, please contact us at info@ficafriendly.co.za or ficafriendly@gmail.com.